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The department of administration may procure insurance coverages provided in this article in any ... http://www.azleg.state.az.us/FormatDocument.asp?inDoc=/ars/38/00651-04.htm&Title=38&DocType=ARSWhether you?re looking for home insurance, car insurance, combining both under one insurance package, or protecting other valuables, Westfield Insurance has the policy ... http://www.westfieldinsurance.com/jsp/personal/home_auto_insurance.jspFerraro Insurance Group, Ohio Insurance, Erie Insurance ... Welcome to the Ferraro Insurance Group! Combining 52 years of experience to accommodate your Insurance needs. http://FERRAROINSURANCE.COMCar and House Insurance is a Colorado based company offering free information about car insurance, house insurance, and combining the two to save money. http://www.carandhouseinsurance.com/templates/waterandstone_green/contact.html134 Journal of Insurance Issues , 2004, 27 , 2, pp. 134-159. Copyright © 2004 by the Western Risk and Insurance Association. 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